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šŸ’³ Unsecured Loan

Personal Loan in Kolkata
Up to ā‚¹35 Lakhs ā€” Instant Approval

Apply for a personal loan from Sova Finserv with the least paperwork. Immediate approval, lowest interest rates, and amount credited to your account within 24 hours.

Apply Now ā†’View FAQs
ā‚¹35L
Max Loan Amount
84 Months
Max Tenure
24 Hrs
Disbursal Time
Personal Loan Sova Finserv
Features & Benefits Eligibility & Documents Loan Types FAQ
Features & Benefits

Personal Loan in Kolkata | Quick Approval

A personal loan from Sova Finserv satisfies both scheduled and unexpected financial needs. Apply online with the least amount of paperwork - it's never been this easy.

ā‚¹1Lā€“ā‚¹35L
Loan Amount Range
12ā€“84
Months Tenure
750+
CIBIL Score Required
  • Choose from Flexi Hybrid Loan, Flexi Term Loan, or Term Loan depending on your needs.
  • Loan amount from ā‚¹1 lakh to ā‚¹35 lakhs ā€” organize your expenditures comfortably.
  • Flexible repayment options ranging from 12 months to 84 months.
  • Get approval in less than 5 minutes ā€” complete full application online.
  • Loan amount credited to your bank account within 24 hours of approval.
  • No fee for partial prepayment of the Flexi Term Loan.
  • Part-pay as many times as you'd like at no extra cost.
  • No collateral required ā€” no gold, property documents, or guarantor needed.
Eligibility & Documents

Personal Loan Eligibility at Sova Finserv

  • Indian nationality
  • Age between 21 to 67 years ā€” must be 67 or younger when loan term ends
  • Working for a public, private, or MNC company
  • CIBIL score of 750 or above
  • Monthly income starting at ā‚¹22,000 (depending on city of residence)

šŸ“„ Documents Required

  • KYC records ā€” Passport, Voter's ID, Aadhaar Card, PAN Card, Employee ID
  • Pay slips for the previous 2 months OR last 3 months bank statements
Loan Types

Choose Your Personal Loan Type

Sova Finserv offers 3 flexible personal loan types to suit every financial need.

šŸ“‹

Term Loan

Fixed EMI every month for the entire tenure. Best for planned expenses.

šŸ”„

Flexi Term Loan

Withdraw and repay as needed. Pay interest only on amount used. No prepayment fee.

šŸ’”

Flexi Hybrid Loan

Combines benefits of both ā€” fixed EMI for first part, flexi repayment after.

FAQ

Frequently Asked Questions

What is a Flexi Term Loan?+
Sova Finserv is one of the top institutions offering the Flexi Term Loan for personal loans. You can withdraw from your sanctioned loan amount or pay back a portion whenever needed. You only pay interest on the amount you withdraw, not the full sanctioned amount.
What is the maximum personal loan amount?+
Sova Finserv provides personal loans ranging from ā‚¹1 lakh to ā‚¹35 lakhs, depending on your income, CIBIL score, and employment type.
How quickly will my loan be approved?+
You can get approval in less than 5 minutes. Whether you're at home or anywhere else, complete the full application online. The loan amount is credited within 24 hours of approval.
What CIBIL score is needed for a personal loan?+
A CIBIL score of 750 or above is required for a personal loan from Sova Finserv. A higher score also helps you get a better interest rate.
Is collateral required for a personal loan?+
No. Personal loans from Sova Finserv are unsecured ā€” no gold, property documents, or guarantor is required.
What is the repayment tenure for a personal loan?+
Flexible repayment options range from 12 months to 84 months, making it easy to manage your loan according to your financial situation.
Can I part-pay my personal loan early?+
Yes. You can part-pay your Flexi Term Loan at no extra cost, as many times as you'd like, without any additional fee.

šŸš€ Quick Apply ā€” Personal Loan

I authorize Sova Finserv to call/SMS me. This consent overrides DNC/NDNC. T&C Apply.

šŸ§® Personal Loan EMI Calculator

ā‚¹1Lā‚¹35L
10%24%
12m84m
ā‚¹16,607
Monthly EMI
ā‚¹5.98L
Total Payable
ā‚¹0.98L
Total Interest
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