Avoid liquidating your fixed deposit. Get up to 75% of your FD value as a loan at a lower interest rate than personal loans — without losing interest or paying an early withdrawal penalty.
Avoid having to liquidate your fixed deposits by obtaining a Loan Against Fixed Deposit from Sova Finserv. Get up to 75% of the value of your fixed deposit without forfeiting interest or paying a penalty for early withdrawal.
Get up to 75% of a cumulative FD and 60% of a non-cumulative FD as loan amount.
Minimal paperwork since you are already the FD account holder. Apply online or visit us.
Choose your repayment starting 3 months after first investment, extending to the remaining FD term.
No foreclosure fees and no separate processing charges. The overall cost of the loan is reduced.
Get the needed funds conveniently and promptly. Money released to your account within 24 hours.
Your fixed deposit continues to earn interest throughout the loan tenure. No loss of investment.
The following Sova Finserv fixed deposit holders are eligible to apply for this loan.
Unfortunate situations frequently force people to withdraw money from their fixed deposit accounts for a quick influx of cash. Breaking an FD means losing the interest earned and sometimes paying a penalty. A loan against your FD solves this — your investment stays intact, continues earning returns, and you get the cash you need immediately.
I authorize Sova Finserv representatives to call/SMS me. This consent overrides my DNC/NDNC registration. T&C Apply.
Eligible loan = up to 75% of FD value
Apply for This Loan →
